For the vast majority of adults out there, the term credit score is nothing new. It's the rating between 300-850 that follows every U.S. consumer.
Unfortunately, most consumers aren't told how their score is being used, configured, or maintained. Since the three main credit bureaus (Equifax, Experian, and TransUnion) serve the interests of creditors and not consumers, they are not incentivized to inform you, least of all "fix" your credit score.
D'silva. Farming, Food And Nature: Respecting Animals, People And The Environment. Routledge ©2018 Call Number: SF 140 .S62 F37 2018
Last month, Statista published it's third edition of the Digital Economy Compass. Similar to prior editions, this report covers the most relevant and recent data on the entire digital economy, including data security, data usage, data storage, and much more.
Here are just a few of the many insights:
“Google’s algorithms assume the world’s future is nothing more than the next moment in a random process. George Gilder shows how deep this assumption goes, what motivates people to make it, and why it’s wrong: the future depends on human action.” — Peter Thiel, founder of PayPal
Every year, The World Bank publishes a report on the ease of doing business. In late 2018, The World Bank published its 16th Edition, comparing business regulation and scoring countries in 190 economies around the world.
Coming in third place for ease of doing business was the Nordic country of Denmark (population 5.8 million), where starting a business (allegedly) requires just five procedures and 3.5 days startup time.
This year, the Gast Business Library acquired access to CFRA Industry Surveys.
CFRA's financial data provider is S&P Global Market Intelligence. The company is one of the world’s largest providers of independent financial and investment research and their industry surveys are some of the most regarded intelligence on the market. CFRA Industry Surveys cover industry trends, forecasts, major players and market share data, key ratios, and statistics.
What is "responsible financial consumption behavior"?
Caution: It is very hard to define.
Financial decision-making is complex. There are many motivations which affect purchase behaviors. In order to understand and measure consumption behavior and financial decision-making, MSU author James Ming Chen investigated the interplay of attitudes, behavioral control, and financial literacy. Chen's research, published (2019) in the International Journal of Consumer Studies, confirms the following:
Did you know that the library provides access to over 200 business publications in full-color electronic display?
Technically, PressReader provides access to thousands of magazines and newspapers from around the world. Included in the database are full-text, full-color newspapers and magazines, as well as a searchable, 60-day archive.
Popular business publications listed, include:
This custom-bound book was owned and used by longtime San Francisco real estate agent Harry Cecil Jenkins. It marks out every real estate parcel in the Mission District and nearby Horner’s Addition, a combined area that runs south of famous Market Street about a mile southwest of downtown. The Mission District has a long interesting history and is still home to a close-knit Latinx community. Today the area is facing transition and gentrification as high-tech companies move into the area.
Think about it, is this true for you...?
According to an eMarketer report released in February 2019, millennials (now ages 23 to 38) are "more willing than their elders to share data with companies" but they are also "more habituated to expecting something in return."